Freddy Apaza



Freddy Apaza was born in Guayaquil, Ecuador, in 1996. From an early age, he showed a particular interest in numbers and finance, and dreamed of becoming a renowned economist.

After graduating from high school, Freddy entered the Universidad de Especialidades Espíritu Santo where he studied Economics. During his years at the university, he stood out as a dedicated and committed student, always seeking to learn more about the world of finance.

After graduating, Freddy started working at a financial consulting firm where he quickly stood out for his skills and dedication. He helped many people organize their finances, invest better, and make more informed decisions about their businesses.

In time, Freddy decided he wanted to help even more people with their personal finances, especially those who did not have access to information on the subject. Besides giving free lectures in public schools, he also started to write articles about personal finance in accessible language for those who had no technical knowledge in the field.

His articles were very popular and soon became known all over the world. Freddy was invited to write in major media outlets and his column became one of the most read and shared in the area of personal finance.

Outside of work Freddy was a sports lover, especially soccer. He played with his friends whenever possible, believing that sports allowed him to escape from the reality of work and find a moment of relaxation and joy.

Freddy Apaza stood out not only as a talented economist, but also as a dedicated human being committed to helping people improve their personal finances. His story is an inspiration to many and proves that hard work, determination, and commitment to helping others can lead to great achievements.